Options for Our Investment Partners
Welcome to our Senior Secured Bridge Loans
At Kona Strategic Consulting, we aim to be your premier partner in senior secured bridge loans, designed to deliver equity-like returns while maintaining the security of debt. In collaboration with Everbridge Capital, we specialize in offering opportunities that combine the security of senior secured loans with high-yield potential. Our focus is on providing co-lenders with access to well-managed, low-risk lending experiences, backed by business assets.
With annual returns ranging from 15-18% IRR, our expertly underwritten loans provide an attractive lending opportunity while safeguarding your capital. Our team leverages years of experience, rigorous due diligence, and multiple exit strategies to ensure that each loan remains secure. Through strategic partnerships with non-bank SBA lenders, we carefully structure each deal to minimize risk and maximize returns. Whether through refinancing, asset liquidation, or selling the business on the open market, our goal is to ensure that each loan remains profitable and secure for our co-lenders.
Key Investor Advantages
Why Bridge Loans Are a Low-Risk, High-Return Lending Opportunity
Bridge loans offer an exceptional way to lend with reduced risk and higher returns. Our senior secured (1st position) loans are backed by business assets, providing a strong safety net. With an average return of 1.5% monthly, translating to 15-18% IRR annually, our bridge loans offer superior returns compared to traditional fixed-income options.
Our rigorous underwriting process and short-term loan structures further mitigate risk, while our dedicated back-office team ensures that each loan is managed with top-tier security measures. By co-lending with us, you gain access to a well-managed, low-risk, lending experience, making this a valuable opportunity for those seeking reliable returns.
Exit Strategies Are the Core of Our Underwriting
Bridge loans are an exceptional way to lend with lower risk and higher returns. Our senior secured loans are backed by business assets, providing a solid foundation. With an average return of 1.5% monthly, translating to 15-18% IRR annually, our loans offer superior results compared to traditional lending options.
Our meticulous underwriting and short-term loan structures further mitigate risk, while our back-office team ensures every loan is secure. By co-lending with us, you gain access to a well-structured, low-risk, high-reward lending opportunity.
Underwriting Expertise: A Focus on Exit-Based Security
Our underwriting process is meticulous and thorough, ensuring that each loan is secured by assets that are free and clear of any liens. Led by our seasoned Chief Lending Officer with over 10 years of experience, our approach is centered on mitigating risk at every stage. We employ a white-glove process that ensures unparalleled security and peace of mind for our co-lenders, making us a reliable partner in every co-lending journey.
Mitigating Risk for Co-Lenders
Risk mitigation is at the heart of what we do. We combine rigorous quantitative data, such as personal guarantees, with qualitative checks, including background investigations for lawsuits, licenses, and borrower character assessments. Our comprehensive due diligence process ensures that every loan is backed by a responsible and reliable borrower.
We also employ stress-tested exit strategies to prepare for unforeseen scenarios, ensuring that our loans remain secure even in challenging circumstances. This approach allows us to deliver strong returns while minimizing exposure to risk for our co-lenders.
In Addition to Our Primary Exit Strategy, We Have Multiple Exit Strategies in Place
Our team prepares for every possibility. While our primary exit strategy is SBA refinancing, we also have several additional exit strategies in place to safeguard the loan.
In-House Refinancing and Loan Note Sale: We can refinance the loan internally or sell the note to the secondary market, ensuring liquidity and capital recovery. This provides co-lenders with added flexibility, knowing that their loans can be quickly sold to another buyer if necessary.
Foreclosure and Asset Liquidation: If required, we can foreclose on the business and liquidate its assets to recover the loan amount, leveraging the security of the collateral to minimize losses.
Selling the Business: As a final option, the business can be sold on the open market, providing an additional exit path to secure repayment. This ensures that our loans remain flexible and adaptable to any scenario.
Our proactive approach ensures that no matter the scenario, we are equipped with multiple paths to safeguard the loan and deliver on our promise of a secure co-lending experience.
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Disclaimer: The information provided on this website is for informational purposes only and does not constitute financial, legal, or investment advice. The content presented is not a substitute for professional advice from a qualified financial advisor, attorney, or other professionals. All investments carry risks, and you should conduct your own due diligence before making any investment decisions. We do not guarantee any specific outcomes or returns. Past performance is not indicative of future results.